Agreement to Terms
By accessing or using Personal Loan Calculator Australia's website, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Use of Our Services
Our website provides free personal loan calculators and educational content about personal finance in Australia. These tools and resources are provided for informational purposes only.
You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:
- Use our services in any way that violates any applicable law or regulation
- Attempt to interfere with the proper working of our website
- Attempt to access any portion of our website to which you have not been granted access
- Use any robot, spider, or other automatic device to access our website
- Introduce any viruses, trojan horses, worms, or other malicious code
Disclaimer of Financial Advice
Important: The content on this website, including our loan calculator, is provided for general informational and educational purposes only. It does not constitute financial advice, investment advice, tax advice, or any other type of professional advice.
Our calculator provides estimates based on the information you enter. These estimates are intended to help you understand potential loan costs and should not be relied upon as the sole basis for any financial decision. Actual loan terms, interest rates, fees, and approval requirements vary by lender and depend on your individual circumstances, including your credit history.
Before making any financial decisions, we strongly recommend that you:
- Consult with a licensed financial advisor or mortgage broker
- Obtain quotes directly from lenders
- Read all loan documentation carefully
- Consider your personal financial situation and goals
Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.
Interest rates, fees, and lending practices in the Australian market change frequently. The information on this website may not reflect the most current market conditions or lender offerings.
Limitation of Liability
To the fullest extent permitted by applicable law, Personal Loan Calculator Australia shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the website
- Any conduct or content of any third party on the website
- Any content obtained from the website
- Unauthorized access, use, or alteration of your transmissions or content
- Any financial decisions you make based on information from this website
Intellectual Property
The content on this website, including text, graphics, logos, and software, is the property of Personal Loan Calculator Australia or its content suppliers and is protected by Australian and international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Personal Loan Calculator Australia. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
Advertising
Our website may display advertisements from third parties. The presence of advertising does not constitute an endorsement of the advertised products or services. We are not responsible for any claims made in advertisements or any transactions you enter into with advertisers.
Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes to these Terms, we will update the "Last Updated" date at the top of this page. Your continued use of the website after any such changes constitutes your acceptance of the new Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of Australia, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Australia.
Contact Information
If you have any questions about these Terms, please contact us at:
Email: cyis1000@gmail.com