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Personal Loan Calculator

Calculate your monthly payments, total interest, and see a detailed amortization schedule for personal loans. Perfect for planning your borrowing.

Use Calculator
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Loan Comparison Tool

Compare different loan options side by side. Enter multiple scenarios to find the best loan for your needs.

Compare Loans
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Interest Rate Impact Calculator

See how different interest rates affect your total loan cost. Understand the importance of shopping for the best rate.

Calculate Impact
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Extra Repayment Calculator

Discover how making extra repayments can save you money and reduce your loan term. Plan your path to debt freedom.

Plan Repayments

Why Use Our Financial Tools?

Our suite of financial calculators is designed specifically for Australian borrowers. Here's why thousands of Australians trust our tools:

  • Accurate Calculations: Our calculators use industry-standard formulas to provide precise estimates that match what lenders use.
  • Australian Market Focus: We account for features common in the Australian lending market, including annual fees and various loan structures.
  • Privacy First: All calculations happen in your browser. We never store or transmit your financial information.
  • Free to Use: All our tools are completely free with no registration required.
  • Educational Resources: Each tool comes with guides and explanations to help you understand your results.

Getting the Most from Our Calculators

To get accurate results from our calculators, gather the following information before you start:

  • The loan amount you're considering
  • Interest rates from potential lenders (check their websites or request quotes)
  • Any fees associated with the loan (establishment fees, annual fees, etc.)
  • Your preferred loan term

Remember, our calculators provide estimates based on the information you enter. Actual loan terms may vary based on your credit history, the lender's assessment, and current market conditions. Always obtain official quotes from lenders before making final decisions.

Need Help Choosing the Right Tool?

If you're unsure which calculator to use, start with our Personal Loan Calculator. It's our most comprehensive tool and will give you a complete picture of your potential loan costs, including monthly payments, total interest, and a full amortization schedule.

For more guidance on personal loans in Australia, check out our blog articles covering topics like how to improve your credit score, understanding interest rates, and tips for choosing the right loan.